About Us

About Matt — Founder, Maret Mortgage Brokers

The Turning Point That Changed Everything

After more than 20 years working in the corporate mortgage banking environment, I realized that the corporate lending world forces a choice: you serve the profit goals of the company you work for, OR you serve your clients' best interests. You can only serve one master. That day, I decided I had to build an entity that would never compromise on that choice. Maret Mortgage Brokers was born from that conviction.

35+ Years Building Trust in Arizona

In my 35 years in the industry, I have worked in all facets of the mortgage business—from customer service, loan processor, and underwriter to loan officer, sales manager, branch manager, and now broker owner of my own company. Since being transferred to Arizona in 1990, I've watched the Arizona real estate market evolve, built relationships with thousands of families, and learned what it really takes to guide people through one of the biggest financial decisions of their lives.

A Philosophy Built on Real Numbers

Here's what drives my approach: 87% of wealth in America is real estate-related. Whether it's residential properties, commercial buildings, or farmland, the math is undeniable. The average net worth of a homeowner is 40 times that of a renter. Real estate isn't just about finding a place to live—it's about building generational wealth. When I work with a first-time homebuyer, I'm not just closing a loan. I'm helping them take their first step toward financial independence. When I work with a client buying their second or third home—upsizing as their family grows, refinancing strategically to accelerate equity—I'm helping them capitalize on that wealth-building opportunity.

From First-Time Buyer to Generational Wealth

My philosophy has always been simple: be the broker your clients would recommend to their closest friends and family. That's why so many of my clients come back—not just once, but multiple times. They refer their siblings, their colleagues, their adult children. I've had the privilege of helping families buy their first home, refinance when rates dropped, then come back years later to upgrade as they grew. That repeat relationship isn't transactional; it's built on trust, transparency, and a genuine commitment to their long-term financial success.

At Maret, we focus on your story, not our quota. We take the time to understand where you are financially and where you want to be. We'll educate you on options that maximize your wealth-building potential. And we'll never pressure you into a loan that serves our bottom line instead of yours. That's not just how I run this business—it's why I started it.

Your home is more than a place to live. It's the foundation of your financial future. Let's build something real together.